Tampa Plumbing & Electrical Financing

Same-day approvals

Get the work done now. Pay for it on a plan that fits.

A failing water heater, a smoking panel, or a sewer-line collapse doesn't wait for payday. Titan partners with nationally recognized lenders so Tampa Bay homeowners can fix the problem today and pay it off on terms they choose. Including 0% APR promotional offers on qualifying projects.

Call (813) 933-8010 Get a Free Quote

Why financing through Titan

No prepayment penalties. Pay it off early, you save the interest.
Fixed monthly payments. You know what you owe before you sign.
Soft credit pre-qualification on most plans. Checking your rate doesn't affect your score.
Nationally recognized lending partners. We don't do shady in-house financing.

What we finance

Big jobs, predictable payments

Financing is available on most projects of $1,000 or more. For smaller jobs we take all major credit cards.

Water heaters

Tank or tankless. Replacements often run $1,400–$6,800. Easy to spread across 12–24 months.
Whole-home repipes

PEX or copper. Most homes finish in 1–3 days; financing keeps it from being a wallet event.
Breaker panel upgrades

Federal Pacific, Zinsco, Challenger? Replace with a modern, properly inspected panel.
Standby generators

Generac, Kohler, Cummins. The kind of purchase that justifies financing. Pays itself back the first hurricane.
Sewer & water-line repair

Trenchless replacement, full re-route, slab leaks. Big-ticket, often unplanned.
EV charging stations

Level-2 home chargers and the dedicated circuits they need.

How it works

From quote to financed in under an hour

1
Get a free flat-rate quote

A licensed Titan tech diagnoses the issue at your home and quotes the fix up front. No estimate fee, no surprise add-ons.
2
Apply (about 5 minutes)

A short application. Name, address, employment, income. Most applicants get a decision the same day.
3
Pick your terms

Choose the payment plan that fits. 12, 24, 36, or 60 months. Some offers include 0% APR promotional periods.
4
We start the work

Once you approve the plan, we schedule the install or repair. Most jobs start within 24–48 hours.

All financing is subject to approved credit through our lending partners. APRs, term lengths, promotional periods, and minimum purchase requirements vary by lender and offer; your Titan technician confirms current terms during the quote.

FAQ

Financing questions

The answers Tampa homeowners ask us most often.

Does Titan offer in-house financing?

No. And that's on purpose. We work with regulated, nationally recognized lenders so you get real consumer protections, predictable terms, and the option to refinance if rates drop.

Do I need perfect credit?

No. Our financing partners work with a wide range of credit profiles. Soft pre-qualification on most plans means you can check your rate without affecting your credit score.

What's the minimum project size?

Most financing kicks in at $1,000+. For smaller jobs, we accept all major credit cards.

Are there 0% APR promotional offers?

Yes, on qualifying purchases. Typically water heaters, panels, repipes, and generators. Promotional periods commonly run 6, 12, or 18 months. Your tech confirms current offers when quoting.

Can I combine financing with Titan coupons?

Yes. Coupons apply to the project price first; financing is calculated on the discounted total.

How long does approval take?

Most decisions come back the same day, often within minutes of submitting the application.

Find Us in Tampa

Our office is at 8407 N Mitchell Ave in Tampa. We serve homeowners and businesses throughout Tampa Bay. Hillsborough, Pasco, and Pinellas counties.

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